Virtual CFO · Aotearoa NZ · Australia

Room to grow.
Light to grow by.

The mission only lasts if the money works. Fernlight CFO gives for-purpose organisations across Aotearoa New Zealand and Australia the financial leadership to make sure yours does.

For-Purpose CEs & EDs NFPs, Charities & B Corps $1M–$50M revenue

Our Framework

The C.A.R.E.S. Framework

Every organisation we work with gets measured against five pillars. This is how we track whether your finance function is actually working.

C
Clarity
Can your board see the real picture?
Clarity

Board-ready reports that tell the real story. No Xero dumps. No jargon. Numbers your board can actually govern from.

A
Actions
Are decisions being made from the numbers?
Actions

Every report comes with clear next steps. Not just what happened, but what to do about it. Finance that drives decisions.

R
Returns
Is the organisation financially sustainable?
Returns

Cash runway and funder concentration. How many months will your cash last, and how exposed are you if your biggest funder changes direction?

E
Efficiency
Are costs controlled relative to mission delivery?
Efficiency

Your spend ratio: are you spending more than you earn? Every dollar should be traceable to mission delivery or the infrastructure that supports it.

S
Stability
Can your organisation weather what comes next?
Stability

Cash reserves, funding diversification, rolling forecasts. Building the resilience your mission depends on.

What We Do

Virtual CFO services for for-purpose organisations

Financial leadership sized to where you are, from a one-off diagnostic to owning your whole finance function month to month.

Free · 30 min
Cashflow X-Ray

A free 30-minute diagnostic. Know exactly where your finance function is strong, where it is leaking, and what to fix first. Straight talk, no jargon.

Assessment
Financial Health Assessment

A full diagnostic across 8 financial metrics, scored Red, Amber or Green. A written CFO-level report plus a one-hour meeting, ready to take straight to your board.

Ongoing
Retained Virtual CFO

Ongoing monthly finance leadership. Board reporting, cash flow forecasting, variance commentary and audit preparation. We own the whole picture, not just the books.

Let's talk

Whether you are scoping a piece of work, responding to a tender, or just want a second set of eyes on your numbers, the quickest way to reach us is a short email or a call.

Our full website is launching shortly. In the meantime, this is the fastest way to reach us.